How to Give to either the Kenora Association for Community Living or the Kenora and Kenora Association for Community Living Permanent Endowment

Donations may be made to the Kenora Association for Community Living or the Kenora Association for Community Living Permanent Endowment Fund. Donations or gifts made to the Kenora Association for Community Living may also specify whether your gift is to be unrestricted - used by the KACL for its greatest need, or restricted –used only for the purpose you choose, e.g. Community Wellness Program, Art Partners, KidsZone etc. Gifts or donations made to KACL are available for use immediately subject only to the restrictions specified.

Donations or Gifts made to the Kenora and Lake of the Woods Regional Community Foundation for the Kenora Association for Community Living Endowment Fund are made in perpetuity. That is, every gift made to this endowment fund is a permanent one with only the interest earned on the dollars invested gifted back to the Kenora Association for Community Living for uses to be determined by the Board of the Kenora Association for Community Living.

Donations to the permanent endowment may be made at the Kenora Association for Community Living's Central office or mailed to

Kenora Association for Community Living
501 Eighth Ave S.
Kenora, Ontario
P9N 3C8

Chraitable recipts will be mailed for donations over $10.00.

The following is an outline of several ways you can give to Kenora Association for Community Living or The Kenora and Lake of The Woods Regional Community for the Kenora Association for Community Living Endowment Fund

Gifts of Cash

The simplest type of gift is cash and cash equivalents (GIC's, Treasury Bills).  You receive a donation receipt for the full amount.

Gifts of Appreciated Property

A gift of real estate, artwork, jewelry, etc. will receive a donation slip based on fair market value.  The tax credit from your donation will help offset any capital gains.

Gifts of Life Insurance

There are several ways a gift of life insurance can provide a significant future gift to the foundation. To receive a current tax benefit you must designate either the Kenora Association for Community Living or The Kenora and Lake of The Woods Regional Community Foundation for the Kenora Association for Community Living Endowment Fund as owner and beneficiary.

Deferred Gifts

A Bequest in your Will

A bequest in your will may specify a certain sum of money, asset or a portion of the residue of your estate to be donated.  Tax credits can help to offset taxes on related capital gains in your estate.

A bequest to the Kenora Association for Community Living is a gift we receive after your death, or the death of your surviving beneficiary, through a special clause in your will. A bequest could also be a gift of real estate, securities, works of art, or other assets. You may also specify whether your gift is to be unrestricted - used by the KACL for its greatest need, or restricted –used only for the purpose you choose, as in an out right gift.

A bequest to the The Kenora and Lake of The Woods Regional Community Foundation for the Kenora Association for Community Living Endowment Fund is a gift that the Foundation receives after your death, or the death of your surviving beneficiary, through a special clause in your will. Your gifts remain with the Foundation and the income earned on this gift is given to the Kenora Association on an annual basis thereafter.

If you are considering including a gift to the Kenora Association for Community Living or to the Kenora and Lake of the Woods Regional Community Foundation for the Endowment Fund, we strongly encourage you to consult with us and your legal advisor, to ensure that your gift will fulfill your wishes. Bequests to the Kenora Association for Community Living or to the Kenora and Lake of the Woods Regional Community Foundation for the Endowment Fund are eligible for tax credits which can be used against income tax payable in both the year of death and the previous year, up to a limit of 100% of your taxable income. If you are considering a gift in your will, and would like to discuss this, in confidence please call

James Retson
Executive Director
KACL 807.467.5254 or

Charitable Remainder of Trust

This is an arrangement under which you make an irrevocable gift of principal from which you receive the net income for life.  When you establish the trust, you receive a charitable donation for the present value of the remainder interest.

Residue of Absolute Discretionary Trust(Also Known as a Henson Trust)

An Absolute Discretionary Trust is a trust set up in a will where by a share of the individuals property is left to a trustee who may but is under no obligation to make any payments at any time for the benefit of a beneficiary during his life time. Income and capital that has not been distributed at the date of the death of the beneficiary is then distributed to another beneficiary. The purpose of such a trust is to maximize the use of government benefits and the estate to benefit of the beneficiary. Either the Kenora Association for Community Living or the Kenora and Lake of the Woods Regional Community Foundation for the Kenora Association for Community Living Endowment Fund may be made the residue beneficiary. If the Kenora and Lake of the Woods Regional Community Foundation for the Kenora Association for Community Living Endowment Fund is made the beneficiary the residue of the Discretionary trust not distributed at the death of the lifetime beneficiary is transferred to the community Foundation and the income earned on this gift is transferred on an annual basis to the Kenora Association for Community Living.