How Much Can You Live On

$516 or $930 or $1090 or $1423?

If you are disabled the Province of Ontario will provide a Disability Pension of  $516 each month. This pension is called Ontario Disability Support Payment.

If you are required to pay rent you can receive an additional $414 each month.

 Room and Board

The amount of income support payable to an applicant or recipient who receives board and lodging from the same source is calculated on a monthly basis and determined by the family size, age of dependants, geographic location and the individual circumstances of the benefit unit. Income support is calculated differently for recipients with a current immigration sponsorship agreement.

A board and lodging situation is one in which a recipient receives food and shelter from the same source. In situations where the recipient’s circumstances are not clearly defined as either rent or board and lodging, the shelter arrangement is determined by reviewing the recipient’s food preparation practices. 

If the landlord purchases and prepares the food, the recipient is a boarder. If the recipient purchases and prepares food separately for himself/herself and his/her dependants, then the recipient is in a rental situation. To be considered a renter, a recipient does not necessarily need to be living in self-contained quarters, but must purchase and prepare his/her own food.

Verification of living arrangements must be requested at the time of application and at each subsequent update review.

 All ODSP recipients who are in board and lodging arrangements receive the maximum board and lodging rate subject to any applicable income deductions.  

 A co-resident calculation does not apply to recipients living in a board and lodging situation. A co-resident calculation is applied to recipients who have their shelter amount assessed separately from their basic needs amount.

All ODSP applicants/recipients in a board and lodging situation will have their budgetary requirements calculated based on the maximum board and lodging rate, as follows:

·        $658 for a single person;

·        $999, if there is a spouse or same-sex partner included in the benefit unit; if both spouses are aged 65 and are not each a person with a disability, in receipt of CPP-D or grandparented from FBA;

 ·        $1,316, if both spouses or same-sex partners are each a person with a disability, in receipt of CPP-D or grandparented from FBA.

 ·        $50 automatic special boarder allowance per benefit unit.

 ·        an amount up to $250 per person for a special diet allowance, if eligible.

If the applicant/recipient has dependants other than a spouse or same-sex partner, the following amounts are added to the income support:

 Amounts for dependants other than a spouse or same-sex partner

Where the recipient lives north of the 50^th parallel and is without year-round road access, an additional amount as per the following table is provided:

If you are able to work and receive a salary you are able to earn an and keep an additional $160 each month

If you have a live relative or a deceased relative left monies in a discretionary trust under a will you can receive a gift or a voluntary payment from the trustee up to $4000 per year. This amounts to another $333 per month.

How Much can You Accumulate in Your Bank Account

$5000

A Prepaid Funeral

Interest in a principal residence

Motor vehicle

 Other Assets specified in Ontario Disabilities Support Program Act or Regulations